Still A Bargain, Foreclosure Price Zooms

Buyers.jpgTwo investors fetched a house on foreclosure-battered Batter Terrace for $65,000, five times what someone else tried to pay five months ago.

The three-family house at 14 Batter went up for auction for a second time Saturday. The city had foreclosed on it. Another buyer tried to snag it for $12,500 at a December auction; the court later threw out the bargain as too low a price.

Saturday the house went to Victor Zayas (at far left in photo) and Bryant Thomas, a pair of first-time real estate investors under the guidance of longtime investor Rich Votto (at far right). Votto said he acted as a silent partner in the deal.

“I wanted to get my hands wet a little bit, so he’s helping me,” Zayas said.

Saturday’s foreclosure sale was just the latest on a curving one-block street where homeowners have been working hard to improve conditions, while contending with speculators and absentee owners. Read about that here.

Richard_Nocerino2.jpgRichard Nocerino (pictured, left), whose grandmother purchased the house with a $7,800 mortgage in 1942 and passed it on to Richard’s parents, showed up too. He said he hoped this would be the last time he would have to return there.

“I don’t even like coming here, even though this was a house where I spent a lot of years, he said. “It’s really turned out to be kind of like a nightmare for me.”

Since the previous auction, he said, he had cleaned out anything that remained that had any sentimental value. The few remaining objects will be left behind for the home’s new owner.

“I wish many, many months ago, there was someone I could just drop the keys in their hand and say, ‘Do what you want with the place. Don’t call me, don’t write me, don’t bother me, just leave me out of it,’” he said.

The State of Connecticut, which Nocerino said he had expected to file a lien on the house prior to the first foreclosure auction, sent a last-minute letter to attorney Justine Miller indicating that a lien had been recorded.

Yet Miller, the court-appointed attorney for Saturday’s sale, assured potential buyers the state was bluffing.

“In any case, that would be a subsequent lien that would be foreclosed by the sale,” she said, “but I went to the land records office yesterday and someone helped me to make sure that as of yesterday no lien had been recorded.”

Nocerino locked the back door again for what could be the last time.

“I just hope it’s over with,” he said. “I really do.”

Previous Independent coverage of New Haven’s foreclosure crisis:

This Is The Face Of Deutsche Bank
Banks Duck City On Foreclosed Homes
Rescue Squad Hunts For “Tipping Points”
Flippers Get 2nd Shot At Fixer-Upper
Suburban Cop Finds A City Steal
Absentee Banklords Thwart Foreclosure Sales
City Forecloses On 40 Lots
Crowd Seeks Cure For “Mortgage Distress”
Donovan: “Help Is On The Way”
Judge Forces WPCA To Give Mom A Chance
WPCA Uproots Tenants, Too
Home-Rescue Squad Ignores WPCA
Sewer Agency Unloads House
Foreclosure Evictions Halted
Let The Bank Have It, This Time
Hazel St. Sale Reflects Economic Climate
Hill Foreclosure Triggers Memories, & Prayers
Foreclosure Fee-Slashing Judge Leaves Town
She’ll Be Watching Deutsche Bank
A Last Pre-Foreclosure Look At A Lifetime Past
New Yorker Snags Foreclosed-Upon Gem
Foreclosure Dream Goes Sour
Judge Slashes Foreclosure Bounty
Tax Break Saves Woman’s House
Bank Replaces “Gunshot Alley” Landlord
Foreclosure Bill OK’d
Singh Seeks Home For A Song
Foreclosure’s Neighbor Worries More About Speeding
Networking Replaces Foreclosure at Christy’s
Foreclosure Bargain — & Renewal — Jeopardized
Bank Outbids Akbar; Family May Keep Home
“So Don’t Worry About Pablo”
Bankruptcy Postpones Foreclosure
Next-Door Foreclosures, 53 Years Apart
They Met On Foreclosure Way
Little Garage Draws Big Bids
A 2nd Chance on Lewis Street
Foreclosure Attracts New Breed of “Specialist”
In Foreclosures, Judge’s Hands Tied
Home Saved From Foreclosure. Cycle, Too
A House For Precious?
Deutsche Bank Grabs Dixwell Condo
Reluctant Bidder Snags F. Haven Bargain
Well, There’s Always Powerball
Neighbors Retrieve Home From Bank
Somebody Has Plans For Bassett Street
Foreclosed, the Khennavongs Leave the Santanas
Foreclosure Steal May Be Too Good
2nd Foreclosure in 3 Months Dims Bright St.
After Foreclosure, W’ville Owner Still Hopes To Sell
He’s Not Buying, Yet
Quiet Foreclosure on Porter Street
3 Minutes Too Late
Historic Gambardella Property Foreclosed
2 Homes Lost, 1 Gained
“Everybody’s Got To Eat”
More Foreclosures, More Signs
Foreclosure Sale Benefits Archie Moore’s
Rescue Squad Swings Into Action
A Bidder Shows Up
Bank Beats Tanya’s Bid
Westville Auction Draws A Crowd
DeStefano: Foreclosure Plan Ready
Can They Help?
“We Should Over-Regulate These Bastards”
Rosa Hears of Rescues
WPCA Grilled on Foreclosures
WPCA’s Targets Struggle To Dig Out
Sue The Subprimers?
WPCA Hearing Delayed
Megna’s “Blood Boils” at WPCA Tactics
Goldfield Wants WPCA Answers
2 Days, 8 Foreclosure Suits
WPCA Goes On Foreclosure Binge
A Guru Weighs In
WPCA Targets Church
Subprime Mess Targeted
Renters Caught In Foreclosure King’s Fall
She’s One Of 1,150 In The Foreclosure Mill
Foreclosures Threaten Perrotti’s Empire
“I’m Not Going To Lay Down And Let Them Take My House”
Struggling Couple Sues Over “Scam”

To learn about the ROOF Project, a community-wide effort to help New Haveners navigate the foreclosure crisis, click here.

The following links are to various materials and brochures designed to help homeowners avoid foreclosure.

How to prepare a complaint to the Department of Banking; Department of Banking Online Assistance Form; Connecticut Department of Banking, Avoiding Foreclosure; FDIC Consumer News; Statewide Legal Services of Connecticut, Inc; Connecticut Bar Association Lawyer Referral Service.

For lawyer referral services in New Haven, call 562-5750 or visit this website. For the Department of Social Services (DSS) Eviction Foreclosure Prevention Program (EFPP), call 211 to see which community-based organization in the state serves your town.

Click here for information on foreclosure prevention efforts from Empower New Haven.

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